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  • Remembering

    It’s been twelve years. I remember sitting here in my office when it happened. I was thinking to myself as I watched the whole thing unfold that I must be in a dream, but as the day went on I realized I wasn’t. I post this just as a reminder to myself never to forget…

  • The 44¢ Toasting at Subway

    So I stopped into a Subway in San Marcos to get a $5 sub. They asked if I wanted it toasted to which I replied the same way I always do “Yes.” When they went to ring up my sub they said the total was $5.44. Now I have been buying subs at Subway for…

  • Two Questions for the Day!

    What’s the point? – What is the end goal of doing what you are doing? Are you trying to accomplish something? Are you trying to get somewhere? Think about the point! Is it worth it? – Is the goal, accomplishment, or destination worth getting?

  • Working The Debt Snowball

    We are working on getting out of debt using Dave Ramsey’s Baby Step system. Step 2 is using the Debt Snowball to get out of debt. So far we have paid off about $7,700 in credit debt. Now we are working on paying off our last Credit Card and then our Auto Loan. I am…

  • Working on Becoming Debt Free

    I have been taking the Financial Peace University class at my church for the past 10 weeks. It has been a great time watching the Dave Ramsey DVD’s and learning about some of the mistakes I have made in the past. We are working towards being debt free within the next year and a half.…

  • Phillips Addition

    Today we learned of our next child’s due date. The baby is due on 11/11/11. With two children already a third will be a fun experience. We have decided not to know the gender of the baby until he or she is born. It will be an exciting time at the birth. Now we need…